Who can apply: Only open to applicants in: California.
Location as listed by the employer: “San Francisco, California”
Apply on Divineresearch's site ↗
Opens the employer's official application page.
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About this role
Divineresearch is hiring for a Data Scientist - Credit & Risk role (full-time). See the official posting for full details.
Requirements
- 4+ years of experience in decision science, credit risk analytics, or a closely related quantitative role within fintech or consumer lending
- Deep proficiency in Python and SQL; comfortable owning analyses end-to-end from raw data to recommendation
- Strong understanding of credit risk modeling concepts, including PD/LGD modeling, scorecard development, reject inference, vintage analysis, and risk segmentation
- Demonstrated experience monitoring credit risk metrics and portfolio performance, including loss forecasting and underwriting model improvement
- Proven ability to influence and collaborate with cross-functional teams and senior stakeholders, with a track record of translating analytical findings into accessible, actionable insights
- Experience designing and evaluating experiments (A/B tests, holdout groups, or causal inference frameworks) in a consumer product context
- Comfortable with ambiguity and biased toward action; thrives with minimal oversight and brings strong problem-solving skills and sharp attention to detail
Summarized from the employer's posting — check the full posting for every requirement.
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