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Chime Financial, Inc

Senior Software Engineer, Lending

New York: eligible, according to the employer's posting.
Who can apply: Only open to applicants in: California, New York.
Location as listed by the employer: “New York, NY, USA; San Francisco, CA, USA; San Francisco Office”
Apply on Chime Financial, Inc's site ↗

Opens the employer's official application page.

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About this role

Chime Financial, Inc is hiring for a Senior Software Engineer, Lending role. See the official posting for full details.

Requirements

  • 8+ years of experience building and operating production software at scale, with a strong track record of owning backend systems end-to-end
  • Strong backend engineering fundamentals, ideally with Ruby on Rails or a comparable framework, and experience building APIs and distributed systems in production
  • Experience with transactional databases, asynchronous processing, caching, and large-scale application architecture
  • Strong system design judgment and the ability to make sound tradeoffs across correctness, scalability, resiliency, speed, and long-term maintainability
  • A track record of leading complex projects that span multiple teams, systems, or business workflows
  • Experience working in fintech, lending, banking, payments, risk, or other high-integrity domains where correctness, traceability, and operational rigor matter deeply
  • A high-ownership mindset and comfort operating in ambiguity, including the ability to create clarity, drive alignment, and move important work forward without waiting for perfect structure
  • Strong communication and collaboration skills, with the ability to influence across engineering and cross-functional teams in a low-ego, effective way

Summarized from the employer's posting — check the full posting for every requirement.