Who can apply: Only open to applicants in: California, Illinois.
Location as listed by the employer: “Chicago, IL, USA; San Francisco, CA, USA; Chicago Office”
Apply on Chime Financial, Inc's site ↗
Opens the employer's official application page.
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About this role
Chime Financial, Inc is hiring for a Lead Data Scientist, Credit Risk role. See the official posting for full details.
Requirements
- A Master's degree (required) in Statistics, Economics, Engineering, Math, Finance, Computer Science, or another quantitative discipline; a PhD is a plus
- 7+ years of analytical or data science experience in Financial Services, preferably at a FinTech company
- 4+ years of experience building and managing risk for unsecured credit products such as installment loans, lines of credit, or credit cards; acquisition / underwriting experience strongly preferred
- Hands-on experience with credit bureau data and prescreen, pre-approval, or direct mail credit programs
- Experience with credit furnishing, bankruptcies, delinquency, and write-off policies, and working knowledge of consumer lending regulation (FCRA, ECOA / Reg B, fair lending, adverse action)
- Excellent SQL and Python skills, advanced Microsoft Excel skills, and experience working in Looker or a similar business intelligence tool
- A strong grounding in statistics and machine learning for credit, including scorecards / gradient-boosted models, swap-set analysis, vintage analysis, and experiment design
- Hands-on, detail-oriented leader with exceptional communication skills who can explain a trade-off to executives and defend the math behind it
Summarized from the employer's posting — check the full posting for every requirement.
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